My life is thriving in balance with purpose- Is yours? Do you find yourself fighting to stay motivated- putting things off- wasting time- lost without a purpose? If you said yes to any of these, there is still hope.
How would you like to be that person that is always motivated- always getting things done- always enjoying life- always fulfilled? If so, here are some time tested principals that, if you apply them, will take you to that next level-
Motivation vs. Inspiration
Many people believe that motivation is the “engine” that drives you to success. Most seeking motivation attend seminars to hear others as they share success stories and strategies. These events cause us to feel good and challenge us to get moving. However, when you face the real world, it seems to just burn out on the extra mile- Have you ever felt that way too?
That is because “motivation” as Napoleon Hill says “is like fuel to a vehicle.” So what exactly is the “engine” that drives you to success? If motivation is just an external portion that helps build momentum, where does the power lie? Now inspiration, on the other hand, is internal and comes from realizing your purpose- The problem with most people is that their purpose is unclear and much smaller than was intended.
The reason why many lose motivation and quit before ever reaching the next level is because their purpose is smaller than themselves. However, what would happen if your purpose was bigger than you? I’m glad you asked-
Imagine you want to build a home, and just the thought of all the work makes you lose your motivation, but as you begin to think of the fact that in this “home” you will live with your spouse, raise your children, and have your grandchildren visit. You are now inspired and compelled to fulfill the vision of building your “home” no matter what the cost- Don’t you deserve a life of inspiration?
Define your purpose
“Why?” is the first question you must ask yourself personally and in business. If your “home” wanted to discover why it was built who would it ask, the neighbor, the mail man, or its builder? I think you get the picture. So visualize your purpose by writing it down. Once your “Why” is bigger than your “How” you will get inspired and the “How’s” will automatically aligning themselves.
You can’t fight what you don’t know exists. Answer this question, “What is holding me back from fulfilling my purpose?” The most popular answer is fear. Whatever your answer may be realize that you must conquer your obstacles or they will conquer you. If while building your “home” you find there are problems with the foundation you must do what it takes to strengthen what holds it all together. When you get weary, don’t worry its normal. Remember the foundation is the reason “why” you are paying the price. Break free!
Assemble your Power Team
As you press toward the next level you will find that you can’t do it on your own. Take the time to pick the right people that will empower you to keep moving forward in your journey. For example, a few things you might need to build your “home” are a developer, an architect and a construction crew. What kind of team do you need to build your vision? A team that balances out all your weaknesses- So when you run across problems that seem impossible seek answers from those who have them.
Grow in balance
True success can be measured by how balanced your life is. Balance can be like the fence that protects your “home.” It is vital to grow in every area of your life to experience the type of fulfillment that comes to those who grow in discipline- So decide to live balanced today and reap the benefits.
Enjoy the journey
When you are taking action, every day takes you one step closer to fulfilling your purpose. Just like you would get exited about your “home” taking shape with each new day, so too should you enjoy traveling your path to success. So get exited!!! Every day you are one step closer to fulfilling your vision.
REMEMBER-Though your “home” that took so much work is very valuable, nothing compares to the lives shaped by it. So empower others to do the same by passing on these tools that enabled you to build your own. Rick Melero and the Board of Advisors of America’s #1 Real Estate Network have completed 100s of real estate transactions with over $100M completed. Invest with the group and learn more about HIS Network’s real estate buying group
Real Estate – Picking the Right Agent to Help You Out
If you want to be successful in any real estate endeavor, choosing the right agent to meet your needs is very important. Even though all of them are capable to help you carry out your transactions, there are some of them who are best suited for your specific needs. You have to watch out as well for a few signs that will signify that you have the best agent at your side.
When choosing a real estate agent, you have to consider the type of real estate transaction, such as homes for sale, homes for rent or lease, etc. You could be interested with a specific type of home as part of your investment so you need to choose an agent who specializes in dealing with these types of properties. It is essential to not just choose an agent but you need to find one who specializes on the kind of property that you are looking for. He will have several connections that can help you obtain the property that you really need.
You have to consider the qualifications of a real estate agent before making an agreement to work with him. He should be a member of an association for realtors to let you know that he has the licensed required to work with clients. Make certain that he also follows the code of ethics by having a certification from the association. This will indicate that he holds a high stand that is required by the law.
The qualifications of a real estate agent don’t matter at all if he does not work hard to satisfy the needs of his clients. It is one good idea to find an agent who is referred by most people you know. When the person you are talking to is someone you trust and he had a good experience with a specific agent, there is a good chance that you will have a good experience as well if you have that agent at your side. Think about that good agents stay in business for the reason that they work to satisfy their clients so you ought to do business with someone who has a proven track record.
Once you don’t know anyone who can refer a good agent, have time to research for an agent who is good with his job. The internet has lots to offer and you can find many websites that give you ideas concerning agents and the services they provide to meet your needs. Research their profiles to be aware of their qualifications and experience and see if you can work well with them. You can read customer testimonials regarding them so you will be aware what other people are saying about them. These are necessary tips prior to making your final decision regarding an agent to help you.
The process of buying property can be very strenuous at times and it requires a lot of thinking while doing so. Thus as a property buyer you must make sure that you do all your research on the property you are buying and follow a few useful tips. These tips can help you a lot in the long run.
• Drainage sufficiency
You must mandatorily check the levels and whereabouts of the external drains. You must also make sure that the drains are accessible and are also completely functional. Water logging can be a very long term problem at times of rains. Thus by keeping in mind your long term requirements, you must check whether your area has sufficient drainage or not.
• The significance of the area
The place where you are buying your property might be having something that makes it popular. You must make sure that you notice all the ups and downs of this place before you carry on with the entire process. The area might be popular for having a pub or a bar or a kebab shop also.
• Is the place big enough for you
There is no pint investing in a property that does not satisfy all your needs and requirements. Having said that you must make sure that the property you are investing in is big enough to accommodate all the members in a very comfortable manner. This will not only give you a lot of comfort in the long run but you will also be able to live with a complete peace of mind.
• Is the structure of the building sound
The building must be structurally sound. It must have the capability of withstanding horrendous external forces like storms and tornadoes. This will increase the life span of the property and also its retail value. The structure of the property is also its foundation. If its structure is sound, you are making a very good investment. Otherwise you must think about it.
The electricity supply of that area must also be taken into consideration. The cost of electricity also varies from one place to another and you must take all these costs into consideration as well. In order to do so, you must enquire with the concerned people and gain as much as information as possible before proceeding with your investment.
Before purchasing the property, you must analyze whether you see yourself living there or not. This is the most important thing.
Arizona real estate can be a tricky market to get into if you’re not prepared for what you’re doing. Although the economy might seem like a bad place to invest in AZ real estate or to try and sell Phoenix AZ real estate, that’s really not the case. If you’re creditworthy and financially able, buying Arizona real estate is a great way to invest in your family’s future. And if you’re truly in need of selling your Phoenix AZ real estate or other AZ real estate, you can find exactly what you need, by taking the time to hire a qualified Arizona real estate agent to help you with your needs. All in all, as long as you’re prepared and informed, getting what you need from Arizona real estate isn’t difficult as long as you’re willing to invest the effort necessary to get results.
Buying Arizona real estate is very popular. The communities are great and the climate is very nice, because of the dry, arid desert air that makes up the majority of Arizona. It doesn’t matter whether you specifically want Phoenix AZ real estate or if you’re just shopping around for AZ real estate to see what your options are. You can find an Arizona real estate agent that is qualified and can help you buy the home of your dreams in no time. In order to invest in Arizona real estate, you’ll need to have sufficient financial security, so that you don’t pose a risk to the mortgage companies and banks that you get your loans from. Arizona real estate isn’t any less safe than it used to be to invest in, as long as you’re financially stable and can afford the home that you’re buying.
Selling Arizona real estate isn’t impossibility, either. Many people get discouraged by the economy and the number of homes that aren’t selling, but other AZ real estate shouldn’t discourage you. Phoenix AZ real estate and other Arizona real estate do have a high foreclosure rate right now, but if you hire the right Arizona real estate agent, you can avoid facing this problem and get your home sold much faster. It might be a little cheaper to sell your home on your own, but it might take much longer than if you would hire an Arizona real estate agent to help you with your sale. It’s definitely a worthwhile investment to make into your home’s sale.
Arizona real estate is pretty much the same as the other markets out there. However, it does have its perks and some things that are better than in other markets. You’ll likely find Phoenix AZ real estate much easier, and get better deals on the homes that are available. Also, AZ real estate is selling better than other areas of the country, simply because of the number of qualified Arizona real estate agents that are there to help out. Whether you’re buying or selling Arizona real estate, you’ve got a good chance of success, if you take the time to find and hire a qualified Arizona real estate agent.
Buying investment real estate is an activity that should be treated as a business and not a hobby. The mistake that many newbie investors make is that they are just making it up as they go along and are not taking the time to do their homework on how to set up their business before they start looking for properties.
It is important to not only structure your business well before you go out buying properties, but also to make sure that you put forth the most professional image possible. There are a lot of aspects to doing this well that I share with my clients, and I will share just a few simple strategies with you here.
First, every new business should you have a name. Choose a name that reflects your investing goals, the industry, and be sure to stay away from words that might have legal implications (ex. “Realty”). Also, be sure to check the availability of the name with your local Secretary of State. This is an important first step, because this is the name you will use with everything from registering your business with your state to opening your bank account. You don’t want tenants making payments made payable to you personally.
That leads us into my second recommendation. Now that you have a business name and have ideally registered it with the state, you will also want to keep your business expenses separate from your personal expenses. The easiest way to do this is to open a business bank account separate from your personal bank account, and make sure to have all income and expenses for your properties and other business related expenses flow through it. Don’t make the mistake of mixing your personal and business expenses, because should you ever be audited by the IRS you could lose some if not all of your legitimate business expenses.
When I started investing some years ago, one of the first things I did was create a name and open a bank account. It gave me a professional appearance to all of the vendors and customers I came into contact with, and an easy way to start accepting payments and tracking expenses.
Lastly, I recommend meeting with an attorney (real estate or trust & estate) to determine the best legal entity for your personal circumstances. Many real estate investors use a Limited Liability Company (LLC) because of the limits on their personal liability in the event of a legal suit. Again, check with your attorney to determine what will work best for you, but make sure you do not own your investment properties in your personal name.
Using these simple strategies, you are well on your way to setting up your new real estate business for success.
Wishing you much success,
Real Estate Investing Mentor
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A former Wall Street Executive and MBA Graduate of the Wharton School at the University of Pennsylvania, Jewell Staley, teaches working professionals and business owners how to diversify and build real wealth with real estate.
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Finding a Competent Real Estate Agent
It is possible for your family members to enjoy life once you choose an ideal residential unit. You would love to live in a new house because you feel that you are secured there and you can really have fun. Nevertheless, it is really difficult for you to simply transfer to a new residence especially if you are very new to the place. It is possible for you to be happy when connecting with real estate experts. If there is a need to find a competent agent of real estate, you need to do it even if you have to pay a certain big amount.
It is a must for you to know a little about the place where you want to reside. Finding a popular place is a good thing for you because it surely has a lot of things to offer. The place becomes popular because it is safe and people get a unit because they can find peace there. You will really be happy of the view of the housing construction as you go there and take a glance of the site. The house will lure you with its architecture and designs. It means a lot for you to think about hiring someone who stays there and you will never go wrong because he can give sound information.
You need to find someone who is credible and he should be part of the best real estate agency in town. Since he is an employee of a prestigious agency, it only means that he has a license to work in the field and he is also skilled. There are new concepts about real estate business and he has to know those things to have good skills. It is very possible to close a deal with someone who is competent in the field and you can expect that you will never pay something big in the house that you are going to buy. If you are not sure about the realtor, it makes sense when you decide to connect with someone who knows him because he will also find a way to offer a good amount.
After you choose a company, the next thing that you should do is to connect with a realtor and you will later find out that he can do well in processing all the important documents for you to finally own the house. Once an agent is assigned to you, the next thing to do is to start negotiating with a realtor. If he can bargain for a lower price, you can even give him commission. He will be happy to be part of your business partnership because he has also gained a lot. You should find someone who knows how to communicate effectively.
Now a days members of the Engineering, Construction, Contracting, and Real Estate industry are facing biggest challenges and need to meet todays market demands. Biggest challenges are like estimating the cost of construction, manage their assets, their suppliers, subcontractors, HRMS and financial management systems.
Different departments are maintaining the data in different sources by using different files. For example the accounts department was maintaining a software package, and other departments were using excel sheets and not linked to accounting software. And all the times, much of this data available in site offices which was not connected to head office.
Whenever there is a demand of any data or reports, all the departments have to dig out the information, and consolidate it in to report. All these process of collecting data from different departments and consolidating it to reports done manually. This lengthy manual process will badly affect to the decision making process.
A centralized approach to manage data aggregation and dissemination is needed to ensure the long-term value of these firms.
QUADRA ERP is Researched, Designed, and Developed by construction functional experts with technical excellence of software professionals. Over 20 years of construction domain experience of the team has equipped to deliver world class solutions for this complex ECCR&O domain. Specialized knowledge on the requirements of the business practices of the industry gave leverage to the development of a comprehensive and integrated ERP package coordinating all the activities of ECCR&O Industry.
Quadra is an ERP Solution for ECCR&O which integrates all major activities and monitors entire processes in continuous basis. Its a functional software package, which automates workflow between departments with in built control.
The entire system of Quadra comprises well-defined modules for executing and managing different processes in construction. All modules integrated with one another. The Quadra ERP for ECCR&O comes up with below mentioned modules.
The initial processes involved in a project are taken care of. The following modules such as Land, Liaison and Legal modules are covered in this section. The land module deals with the matters involved in the initial survey to the final purchase of the land. The legal module helps in having a follow up in all legal related matters. The liaison module helps in automation of work from one department to another.
The engineering module contains all the major activities that occur in a project. There are many modules with the help of which the working becomes much easier. Some of the core modules which will fall under the construction section are Tender Bid Management, Estimation, Contractors Billing, Materials Management, Labour Management, Plant and Machinery, Contract Sales Billing, Fixed Asset Management, Project Scheduling, Reporting Tool, MIS, Dashboard and many more modules.
The post construction section basically deals how a product can effectively keep up the confidence of the clients by managing the assets and by keeping good relations with the customers. The modules which play a major part in the post construction section are lease and rental, project maintenance, and after sales.
Finance is one of the major areas of concern for any company to decide on the ongoing processes and for the future projects. Quadra gives you complete financial management solution. The integrated finance with other modules with the automatic postings gives user to manage, track and maintain financial health of the enterprise. The module offers depth of functionality in accounting, reporting, and financial analysis. This is comprised of Chart of Accounts Creation, General Ledgers linking to company, Tax masters, Opening Balance entry, Cash Budgeting, Voucher Entry, Voucher Posting, Bank Reconciliation, Inter-Company Fund Transfer, Accounts payables and Account Receivable.
HRMS system takes care of the human resource and payroll functions of an organization. Functions performed by Quadra HRMS includes Consultant Definition, HR circulars, Notifications, Awards to employee and Disciplinary action against a employee , Job Vacancies code creation, Man power request from other departments, Applicant Registration, Scheduling the interview, Employee Appraisal, Employee Training, and Employee Portal.
In todays competitive business scenario, holding on a successful customer is as critical as finding a new prospect. The activities which involves sales and marketing are also a part of efficient CRM. This Module helps the company to track all pre sale and sale activity right from the enquiry to the closure of sale. This module helps to take care of all marketing activities and its budgets. This module comprised of Enquiry Management, Client Management and Marketing Financials.
All the data and information should be accurate, timely and consistent. More importantly, an ECCR&O organization needs a standard and complete integrated system to consolidate and handle the data. Lack of such complete integrated system may affect badly for ECCR&O organizations in the long run.
It is important to know the process behind commercial loan processing to gain an insight into how a financing institution assesses and determines on whether or not a loan is granted. While commercial loans provide an attractive source of income in terms of interest, lenders exercise lots of care in evaluating borrowers to ensure that funds lent out are recovered along with the earnings.
If you are searching for information related to Commercial Mortgage Loan or any other such as bank online, low mortgage, communism far north black water rising summer or commercial loan application you have come to the right article. This piece will provide you with not just general Commercial Mortgage Loan information but also specific and helpful information. Enjoy it..
The margin is where the bank makes its spread. It is a very complicated process for banks to figure out what to fee as they basically have to predict the future and take into account the probability of default, adequately cover their fees, and of course try to make a profit. At the same time the industry is highly competitive and they have to expense out their loans “skinny” enough to be able to bring in new borrowers.
The feasibility of real estate investments has traditionally included an enduring theme of “location, location and location” which reflects the importance of a specific locale for investing. This is still an important factor when lenders evaluate the prospects for commercial real estate loans involving both existing commercial properties and new construction. A lender is likely to be most comfortable with a stable to growing revenue stream for a business that may also in turn result in a stable to growing property valuation, so preserving collateral for the commercial mortgage loan.
BREAK IN ARTICLE — I hope the first half of this article gave you some helpful information related to Commercial Mortgage Loan. Even if you were specifically searching for Commercial Mortgage Loan, this article should prove helpful. Keep reading as regards other somewhat related money, equipment leasing, sba commercial real estate loans or commercial bridge loan information.
Your financial records are essential to the approval of the commercial loan application. Because the bank will need to understand how much debt you’ve already got and whether you’ve been able to successfully make your payments. After this, the bank will give you an application that may fill out and submit.
You need to be sure that you’re able to keep your up to date business running smoothly. If you’re unable to achieve this, or not certain, then investing a large sum of money and time into a commercial property investment can also not be right for you.
It might interest you to know that lots of folks searching for Commercial Mortgage Loan also got information related to other commercial property loan, money, start up business loan, and even a stated income commercial loan here with ease.
If you are looking for a commercial loan, you could consider the name Fuss Free Finance. Their certified approach to handling your loan will leave you stress-free and relaxed.